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New Bill Targets Predatory Lease-Purchase Programs in Trucking
Sep 25, 2025
Administrator
truckdrivers.biz
Lawmakers in Washington have introduced a new bill aimed at banning predatory lease-purchase programs in the trucking industry. These arrangements, often promoted as a path to truck ownership, have come under fire for trapping drivers in unfair contracts with high costs and hidden fees.
Under many current programs, drivers are required to cover fuel, insurance, and maintenance expenses while paying steep weekly lease rates. In some cases, contracts make it nearly impossible for drivers to build equity in the truck, leaving them financially vulnerable even after years of work. Industry watchdogs note that some drivers end up earning less than company drivers despite carrying far greater financial risk.
The proposed legislation would set strict standards for lease-purchase agreements, requiring clear disclosure of all costs, fair buyout terms, and protections against abusive practices. Carriers that violate the rules could face fines and restrictions on their operating authority.
Supporters of the bill argue that it will protect hardworking drivers from exploitation and bring more transparency to the industry. Critics warn that smaller carriers may face additional compliance burdens, potentially reducing opportunities for drivers who genuinely want to lease equipment.
Still, many trucking associations and driver advocacy groups view the bill as a necessary step to clean up an area long criticized for taking advantage of workers. If passed, the new rules could reshape how independent drivers gain access to equipment and reduce financial traps in the industry.
Under many current programs, drivers are required to cover fuel, insurance, and maintenance expenses while paying steep weekly lease rates. In some cases, contracts make it nearly impossible for drivers to build equity in the truck, leaving them financially vulnerable even after years of work. Industry watchdogs note that some drivers end up earning less than company drivers despite carrying far greater financial risk.
The proposed legislation would set strict standards for lease-purchase agreements, requiring clear disclosure of all costs, fair buyout terms, and protections against abusive practices. Carriers that violate the rules could face fines and restrictions on their operating authority.
Supporters of the bill argue that it will protect hardworking drivers from exploitation and bring more transparency to the industry. Critics warn that smaller carriers may face additional compliance burdens, potentially reducing opportunities for drivers who genuinely want to lease equipment.
Still, many trucking associations and driver advocacy groups view the bill as a necessary step to clean up an area long criticized for taking advantage of workers. If passed, the new rules could reshape how independent drivers gain access to equipment and reduce financial traps in the industry.
